Blog | Magnate Assets

North West UK Leads House Price Growth in 2025 | Magnate Assets

Written by Magnate Assets | Aug 14, 2025

The UK property market remains resilient in 2025, with house prices posting a solid 0.4% increase in July, the strongest monthly gain so far this year. That puts the average UK home at £298,237, up 2.4% year-on-year.

Spotlight on Regional Performance

The North West UK property market is leading the charge right now, showing a 4% annual rise, outpacing every other region in England. Yorkshire and the Humber matches that growth at 4% as well. This surge is catching the attention of investors and buyers alike. With cities like Manchester and Liverpool, the North West offers a compelling mix: affordable entry points, attractive rental yields, and plenty of regeneration activity. The region is benefiting from a robust job market and strong population growth, which is continuing to drive demand and push property values higher.

Market Drivers in the North West

Why is the North West UK house price growth pulling ahead? It’s a combination of affordable housing stock, good rental returns, and ongoing investment in infrastructure and development. The supply-demand imbalance is working in investors’ favour, and with the local economy on an upward trajectory, we’re expecting this momentum to hold.

Mortgage and Affordability Trends

According to Amanda Bryden of Halifax, national house prices remain close to historic highs, but affordability is starting to edge up. Higher wages and more flexible lending criteria are helping buyers. We’re also seeing mortgage rates ease up, making financing more accessible for prospective homeowners. It’s not a buyer’s market yet, but the pressure is easing, and buyers now have stronger negotiating positions.

Regional Breakdown

Northern Ireland is the surprise leader, posting a 9.3% annual increase, well ahead of the pack. Scotland’s up 4.7% for July, while Wales is showing 2.7% growth. The South West, London, and the South East are seeing more subdued gains.

For investors, Yorkshire and the Humber are hot spots right now, as is the North West UK property market. These regions offer a winning combination of affordability and strong rental yields, making them attractive for portfolio growth.

Why Investors Are Focusing on the North West

For UK and international investors, the North West is becoming a go-to market. Cities like Manchester are seeing sustained growth, with high rental demand and capital appreciation. The fundamentals are strong, and the region’s investment credentials are only getting stronger.

Outlook for 2025: Positive Signals for UK Property

Looking ahead, the mood in the property sector is optimistic. With prices continuing to rise — especially in high-demand regions like the North West — the outlook for the rest of 2025 remains positive. Easing mortgage rates, better affordability, and high rental demand are all set to support further growth. For investors, now’s a prime time to explore opportunities and take advantage of North West UK house price growth as well as in other dynamic regions.

At Magnate Assets, we specialise in identifying the best investment opportunities in the North West and across the UK. Our team offers expert guidance to help you make informed, profitable decisions tailored to your goals.

Contact us today to discuss how you can take advantage of current trends in the UK property market.