Blog | Magnate Assets

A Decade of Growth: How Overseas Investors Are Structuring UK Property Ownership

Written by Magnate Assets | Dec 19, 2025

Introduction

Over the past 10 years, the UK has remained one of the most attractive destinations for international real estate investors. In fact, new research has revealed that the number of properties in England and Wales owned by overseas companies has almost doubled, climbing from 47,787 in 2015 to 91,791 in 2025. Over the same period, the value of foreign-owned UK real estate has increased eightfold, from just under £16 billion to more than £125 billion.

This remarkable growth reflects the continued appeal of UK real estate to global investors and sheds light on how they are structuring their investments for long-term security, tax efficiency, and legacy planning.

Foreign Company Ownership: A Strategic Choice

The vast majority of foreign-owned UK real estate is held through corporate entities registered in jurisdictions such as Jersey, the British Virgin Islands, Guernsey, and the Isle of Man. These four markets alone account for 70% of all foreign-owned properties by value.

For many global investors, these UK property ownership structures offer clear advantages:

  • Asset protection  and estate planning flexibility

  • Efficient tax structuring, including inheritance and capital gains planning

  • Ease of portfolio management when owning multiple UK assets

  • Access to international financing channels



By using jurisdictions with longstanding financial reputations, many investors can pair regulatory stability with cross-border benefits tailored to their long-term goals.

10-Year Trends: The Numbers Tell the Story

The scale of overseas investment in UK property becomes clear when looking at long-term ownership trends:

Year

Total Properties

Total Value (Cumulative)

2015

47,787

£15.9 billion

2020

76,390

£77.1 billion

2025

91,791

£125.3 billion

That’s a 92% rise in property ownership and a 687% increase in total value in just 10 years.

Even during periods of global uncertainty, foreign-owned UK real estate has continued to attract capital seeking long-term rental income and value preservation, particularly when supported by well-structured ownership vehicles.

Jersey Leads the Way — A Snapshot of Ownership Hubs

Jersey alone holds 25% of all foreign-owned UK property by value, totalling over £57 billion. It’s followed closely by the British Virgin Islands (21%), Guernsey (13%), and the Isle of Man (11%).

Other active jurisdictions include Singapore, Luxembourg, and Hong Kong, reflecting the global reach of overseas investment in UK property and the variety of ownership strategies in use.

Country

Number of Properties

Total Value Owned

Share of Market

Jersey

23,290

£57bn

25%

British Virgin Islands

19,475

£20.5bn

21%

Guernsey

12,308

£9.5bn

13%

Isle of Man

10,090

£7.4bn

11%

Others (Singapore, Luxembourg, etc.)

~10,000+

£31bn+

30%

Why the UK Still Matters for Global Investors

Despite regulatory changes, the fundamentals supporting overseas investment in UK property remain strong:

  • Stable legal system and transparent title registry

  • Attractive rental yields in regional cities

  • World-class education sector drawing student investment

  • Currency advantage for dollar and euro-based investors



Combined with new technologies such as AI-powered investment platforms, remote onboarding, and international property financing options, accessing foreign-owned UK real estate has become more efficient for overseas buyers.

Structuring Your UK Investment: What to Consider

When assessing UK property ownership structures, investors should carefully consider:

  • The tax implications of each structure

  • Inheritance planning opportunities

  • Regulatory requirements, including the Register of Overseas Entities

  • The benefits of a bespoke corporate setup if acquiring multiple units or planning generational ownership

At Magnate Assets, we work with clients and their advisors to explore the right ownership path — from limited companies to trust-based vehicles and international holding structures.

Conclusion: Long-Term Confidence, Strategic Setup

The data is clear. While short-term market cycles fluctuate, the long-term trajectory of foreign-owned UK real estate continues upward in both volume and value. For international buyers, overseas investment in UK property remains a scalable, resilient strategy when supported by the right ownership structure.

If you are exploring entry into the market or reviewing your current UK property ownership structure, our team is ready to guide you.